Disability

Personal disability insurance provides financial protection for individuals who are unable to work due to a disability or illness. This insurance typically replaces a portion of lost income, ensuring financial stability during a period of incapacity. It offers coverage for various disabilities, whether temporary or permanent, caused by accidents, injuries, or health conditions.

Policy terms vary, including benefit amount, waiting period before payments begin, and coverage duration. By safeguarding against income loss, personal disability insurance helps individuals maintain their standard of living, cover essential expenses, and focus on recovery without worrying about financial strain. It offers peace of mind and financial security in challenging times.