Mortgage

Couple discussing debt

US Household Debt Over The Past 25 Years

This post will be a bit different in that it addresses US household debt over the past 25 years. I believe this is important, as it outlines consumers’ treatment of debt during different economic cycles. The current economic cycle we find ourselves in has shown the consumer increasing their debt…
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property investment and mortgage financial concept 2021 09 03 04 07 42 utc - So You’ve Refinanced Your Mortgage…

So You’ve Refinanced Your Mortgage…

First off, congratulations! The positive impact of refinancing at today’s low rates AND (if you pulled cash out to pay off your debts) not having multiple credit card, auto loan and other associated debt bills arriving in your mailbox (and/or inbox) each month is a true emotional lift. The start…
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mortgage concept VA7JNNB - Should You Pay Off Your Mortgage?

Should You Pay Off Your Mortgage?

When I talk to people about debt, many frequently state they don’t have any, telling me they don’t have any credit card debt or student loan debt. I congratulate them on having neither, but then ask about auto loans and if they have a mortgage. Their answers are striking, but…
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